Terms of Service

1. Acceptance of Terms

By accessing or using hardshipauthority.com (the "Site"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.

2. Nature of Content — Informational Only

Hardship Authority provides informational guides only about government assistance programs including SNAP, housing assistance, energy help, healthcare programs, and job training. Nothing on this Site constitutes legal, financial, or benefits advice.

We are not affiliated with any federal, state, or local government agency. We are not the U.S. Department of Agriculture, HUD, HHS, or any other official program administrator. Program eligibility, benefit amounts, and availability change frequently and vary by state and household. Always verify information with official government sources such as Benefits.gov, USDA, HUD, or your local program office before making decisions.

We do not guarantee that any person will qualify for or receive any government benefit or program. We use language such as "may help you learn about programs that may be available" to reflect the informational nature of this content.

3. Use of the Site

You agree to use the Site only for lawful purposes. You may not:

• Scrape, copy, or redistribute content without permission
• Attempt to interfere with or disrupt the Site
• Use the Site in any way that violates applicable law

4. Lead Forms and Communications

By submitting your contact information through forms on this Site, you consent to receive communications about government assistance programs and related information from us and our partners. See our Privacy Policy for full TCPA consent language. Consent is not a condition of accessing any content on this Site.

5. Intellectual Property

All content on this Site, including articles, text, and design, is owned by Hardship Authority or its licensors. You may share links to articles but may not republish content without written permission.

6. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, OR TIMELINESS OF ANY CONTENT. YOUR USE OF THE SITE IS AT YOUR OWN RISK.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HARDSHIP AUTHORITY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE SITE OR ITS CONTENT.

8. External Links

The Site contains links to government websites and other external resources. These links are provided for convenience. We do not control and are not responsible for the content of external sites.

9. Changes to Terms

We may update these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the new Terms.

10. Contact

Questions? Contact us at: info@magicmediagroup.co